Should I purchase a pre-paid funeral plan?

Not always an easy decision – simply because it is not always easy to think or talk about. Here are some basic facts to consider. They may help you to make up your mind:

• Would you rather think once now and then forget it, or keep coming back to the problem?
• Putting your funeral wishes in your Will is NOT binding upon your executors – they do not have to carry out your wishes.
• Often, relatives just don’t know what the deceased wanted – probably because people naturally ‘put off’ talking about it.
• A funeral plan guarantees that your wishes will be carried out, and that the services of a first class funeral director will be paid for at no extra cost to your family.
• The price of a funeral plan is in line with the cost of a funeral purchased today. Funeral costs are unlikely to go down!
• Savings in a Bank or Building Society or insurance is just a sum of money. It need not be spent on your funeral and it is impossible to know if it will be enough.
• Your money is safe. It is held in the Funeral Planning Trust by HSBC Trust Company (UK) Limited as custodian trustee.
• You can choose a funeral to suit your requirements – prices range from under £2000 to around £2600, or you can pay by instalments if you wish.
• You will receive a guarantee certificate and, if you wish, all your personal requirements such as religious requirements, gifts to charities in lieu of flowers, music etc. will be specified. You also receive a booklet which sets out all that your next of kin or executors need to know at the time of your funeral.
• At a time of sadness, you will have relieved your family of financial and emotional burdens – and those you leave behind will remember your thoughtfulness.

For further details on plans and prices, Freephone or E-mail us.